πΊοΈ Roadmap
π― Vision
Build the native, risk-aware lending layer for the Hyperliquid ecosystem, enabling token holders to unlock capital without selling.
π Phase 1: Launch & Core Protocol Foundation
- Deploy $XERA on Hyperevm via LiquidLaunch
- Implement core lending flow: pledge token β borrow β repay or auto-liquidate
- Set conservative LTV cap: 30% of average 60-day price
- Apply static 0.2% daily interest and 1% platform fee
- Launch dashboard v1: loan stats, token eligibility, repayment UI
- Execute community growth plan: whitelist, meme bounties, referral rewards
π Phase 2: EMLA Risk Engine
- Integrate real-time token valuation from Hyperliquid markets
- Deploy EMLA formula: Effective Loan = Base Γ (1 β Volatility Risk Factor)
- Launch dynamic volatility scoring for each token
- Enable flexible LTV adjustments based on token risk
π Phase 3: Adaptive Risk Framework
- Categorize token types: governance, meme, utility, LP
- Assign custom risk parameters based on liquidity and volatility
- Build a credit history layer using borrow/repay behavior
- Score tokens for risk-tolerant lending pools
π Phase 4: DAO Governance Layer
- Launch $XERA staking for voting rights
- Enable DAO control over risk weights, LTV, interest, fee policies
- Integrate Snapshot or on-chain proposal system
- Introduce protocol-owned liquidity and fee treasury
π Phase 5: Hyperliquid Ecosystem Expansion
- Add support for GameFi and LP tokens as collateral
- Build token bridges and cross-chain vault compatibility
- Launch auto-yield vaults for passive lenders
- Partner with Hyperliquid-native protocols for integrated lending flows
β
Long-Term Goal
Position Xeraphis as Hyperliquidβs default token-backed lending protocol: autonomous, scalable, and DAO-driven.